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Salary Calculator UAE
Calculate your take-home pay, monthly living costs, and savings potential in Dubai & UAE. Perfect for expats and anyone planning to relocate.
✓ Zero Income Tax in UAE (0%)
Deductions
💰 Monthly Living Expenses (Optional — to calculate savings)
Auto-filled based on accommodation type
Auto-filled based on accommodation type
Home WiFi + mobile plan combined
Auto-filled based on accommodation type
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Entertainment, gym, subscriptions, etc.
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Monthly Take-Home Pay (AED)
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Gross Salary
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Deductions
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Annual Salary
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Daily Rate
| Component | Monthly (AED) | Annual (AED) |
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End-of-Service Gratuity Estimate
1 Year
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3 Years
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5 Years
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10 Years
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Based on basic salary · 21 days/year (first 5 yrs) + 30 days/year (after) · Capped at 2 years’ salary
→ Full Gratuity Calculator UAE
Frequently Asked Questions
No, UAE does not levy personal income tax. Your gross salary is your take-home pay minus voluntary deductions. This is one of the biggest financial advantages of working in the UAE and a major attraction for expats worldwide.
DEWA stands for Dubai Electricity and Water Authority. It supplies electricity and water to all residences and businesses in Dubai. Monthly bills vary by accommodation type:
• Studio: AED 250–400
• 1 BHK: AED 300–500
• 2 BHK: AED 500–900
• 3 BHK: AED 700–1,200
• Townhouse: AED 800–1,300
• Villa: AED 1,000–2,000+
Summer months (Jun–Sep) are higher due to AC usage. DEWA also charges a housing fee (5% of annual rent, billed monthly) and a sewage fee.
• Studio: AED 250–400
• 1 BHK: AED 300–500
• 2 BHK: AED 500–900
• 3 BHK: AED 700–1,200
• Townhouse: AED 800–1,300
• Villa: AED 1,000–2,000+
Summer months (Jun–Sep) are higher due to AC usage. DEWA also charges a housing fee (5% of annual rent, billed monthly) and a sewage fee.
Average annual rent (2025–26) varies by type and area:
• Studio: AED 25,000–45,000 (~AED 2,500/mo)
• 1 BHK: AED 40,000–70,000 (~AED 4,200/mo)
• 2 BHK: AED 60,000–120,000 (~AED 6,700/mo)
• 3 BHK: AED 90,000–180,000 (~AED 10,000/mo)
• Townhouse: AED 80,000–150,000 (~AED 8,500/mo)
• Villa: AED 120,000–300,000+ (~AED 15,000/mo)
Affordable areas: International City, JLT, Discovery Gardens, Sports City. Premium areas: Downtown, Dubai Marina, JBR, Palm Jumeirah.
• Studio: AED 25,000–45,000 (~AED 2,500/mo)
• 1 BHK: AED 40,000–70,000 (~AED 4,200/mo)
• 2 BHK: AED 60,000–120,000 (~AED 6,700/mo)
• 3 BHK: AED 90,000–180,000 (~AED 10,000/mo)
• Townhouse: AED 80,000–150,000 (~AED 8,500/mo)
• Villa: AED 120,000–300,000+ (~AED 15,000/mo)
Affordable areas: International City, JLT, Discovery Gardens, Sports City. Premium areas: Downtown, Dubai Marina, JBR, Palm Jumeirah.
Standard UAE salary: Basic (50–60%), Housing Allowance (25–30%), Transport (10–15%), and other allowances. The basic salary matters most because end-of-service gratuity is calculated on it. Some companies offer a single “total package” — if so, use the auto-split option.
With zero income tax, savings potential is significantly higher than most countries. A single person on AED 15,000/mo can typically save AED 3,000–5,000 after all expenses. Key factors: rent (biggest expense), lifestyle choices, and whether company provides accommodation or allowances.
DEWS (DIFC Employee Workplace Savings) is a savings scheme that replaced gratuity for employees in the DIFC (Dubai International Financial Centre). Employee contributes ~5.83% of basic salary monthly. If you don’t work in DIFC, this doesn’t apply to you — leave it as 0.
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⚠️ Disclaimer: This calculator provides indicative estimates based on common UAE salary structures and average living costs in Dubai. Actual salary components, rent, utility bills, and expenses vary based on your employer, area, lifestyle, and personal circumstances. DEWS applies only to DIFC employees. Gratuity is based on UAE Labour Law (Federal Decree-Law No. 33 of 2021). Living cost estimates are approximate averages for 2025–26 and may change. This tool is for informational and planning purposes only.